<rss xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title>理财笔记 - Tag - 轶群说</title><link>https://luisy92.win/tags/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0/</link><description>理财笔记 - Tag - 轶群说</description><generator>Hugo -- gohugo.io</generator><language>zh-CN</language><managingEditor>luisy92@outlook.com (Luis)</managingEditor><webMaster>luisy92@outlook.com (Luis)</webMaster><lastBuildDate>Mon, 24 Nov 2025 00:00:00 +0000</lastBuildDate><atom:link href="https://luisy92.win/tags/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0/" rel="self" type="application/rss+xml"/><item><title>不用择时的永久组合</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%8D%E7%94%A8%E6%8B%A9%E6%97%B6%E7%9A%84%E6%B0%B8%E4%B9%85%E7%BB%84%E5%90%88/</link><pubDate>Mon, 24 Nov 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%8D%E7%94%A8%E6%8B%A9%E6%97%B6%E7%9A%84%E6%B0%B8%E4%B9%85%E7%BB%84%E5%90%88/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1604594849809-dfedbc827105?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHw1fHxmaW5hbmNlJTIwaW52ZXN0aW5nJTIwbW9uZXl8ZW58MXwwfHx8MTc3ODkxOTI5NHww&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>每个人都经历过对于投资一头雾水到稍微懂点的阶段，我也是这么一路走过来的。 这中间踩过不少坑——比如无脑定投，而定投基本上都踩在了高位；真正到了]]></description></item><item><title>为什么我不再“止盈”了</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%BA%E4%BB%80%E4%B9%88%E6%88%91%E4%B8%8D%E5%86%8D-%E6%AD%A2%E7%9B%88-%E4%BA%86/</link><pubDate>Mon, 20 Oct 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%BA%E4%BB%80%E4%B9%88%E6%88%91%E4%B8%8D%E5%86%8D-%E6%AD%A2%E7%9B%88-%E4%BA%86/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1633158829585-23ba8f7c8caf?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHwxfHxpbnZlc3RpbmclMjBmaW5hbmNlfGVufDF8MHx8fDE3Nzg5MTkyODF8MA&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>如果有两个基金，一个正在亏损中，另一个正在盈利中，这时候你必须卖出一个基金，你会卖哪个？ 当一开始投资的时候，赚了一点钱会沾沾自喜，亏了的话就]]></description></item><item><title>还是要算算房子跌了多少</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E8%BF%98%E6%98%AF%E8%A6%81%E7%AE%97%E7%AE%97%E6%88%BF%E5%AD%90%E8%B7%8C%E4%BA%86%E5%A4%9A%E5%B0%91/</link><pubDate>Sun, 12 Oct 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E8%BF%98%E6%98%AF%E8%A6%81%E7%AE%97%E7%AE%97%E6%88%BF%E5%AD%90%E8%B7%8C%E4%BA%86%E5%A4%9A%E5%B0%91/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1626178793926-22b28830aa30?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHwyfHxob21lJTIwbW9ydGdhZ2UlMjBjaXR5fGVufDF8MHx8fDE3Nzg5MTkyOTV8MA&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>我们都知道房子跌了，但是包括我自己，都不敢去细算到底跌了多少。我们对于房子，还是太宽容了。 毕竟在我们的观念里，房子是用来住的，最流行的一句话]]></description></item><item><title>当定投基金的人遇上个股</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E5%BD%93%E5%AE%9A%E6%8A%95%E5%9F%BA%E9%87%91%E7%9A%84%E4%BA%BA%E9%81%87%E4%B8%8A%E4%B8%AA%E8%82%A1/</link><pubDate>Sat, 04 Oct 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E5%BD%93%E5%AE%9A%E6%8A%95%E5%9F%BA%E9%87%91%E7%9A%84%E4%BA%BA%E9%81%87%E4%B8%8A%E4%B8%AA%E8%82%A1/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1647510283846-ed174cc84a78?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHw2fHxpbnZlc3RpbmclMjBmaW5hbmNlfGVufDF8MHx8fDE3Nzg5MTkyODF8MA&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>停留在脑子里的想法和真正动手之间，往往隔着一条巨大的鸿沟。虽然我看过不少炒股的书，但从未真正买过股票。为了填补这个空白，我今年年初就开了证券]]></description></item><item><title>用房贷换现金流：一本书带来的提前退休启发</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E7%94%A8%E6%88%BF%E8%B4%B7%E6%8D%A2%E7%8E%B0%E9%87%91%E6%B5%81-%E4%B8%80%E6%9C%AC%E4%B9%A6%E5%B8%A6%E6%9D%A5%E7%9A%84%E6%8F%90%E5%89%8D%E9%80%80%E4%BC%91%E5%90%AF%E5%8F%91/</link><pubDate>Sun, 28 Sep 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E7%94%A8%E6%88%BF%E8%B4%B7%E6%8D%A2%E7%8E%B0%E9%87%91%E6%B5%81-%E4%B8%80%E6%9C%AC%E4%B9%A6%E5%B8%A6%E6%9D%A5%E7%9A%84%E6%8F%90%E5%89%8D%E9%80%80%E4%BC%91%E5%90%AF%E5%8F%91/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1770421602125-f3dacd699e0e?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHw4fHxob21lJTIwbW9ydGdhZ2UlMjBjaXR5fGVufDF8MHx8fDE3Nzg5MTkyOTV8MA&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>最近在看一本美籍华人写的理财书《财富捷径》，作者笔名叫“硅谷居士”。他出身于中国一个偏远山区的贫困农家，凭着一路拼搏考进清华，后来又在美国拿]]></description></item><item><title>个人养老金我看行</title><link>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%AA%E4%BA%BA%E5%85%BB%E8%80%81%E9%87%91%E6%88%91%E7%9C%8B%E8%A1%8C/</link><pubDate>Mon, 22 Sep 2025 00:00:00 +0000</pubDate><author>Luis</author><guid>https://luisy92.win/posts/yiqunshuo/%E7%90%86%E8%B4%A2%E7%AC%94%E8%AE%B0--%E4%B8%AA%E4%BA%BA%E5%85%BB%E8%80%81%E9%87%91%E6%88%91%E7%9C%8B%E8%A1%8C/</guid><description><![CDATA[<div class="featured-image">
                <img src="https://images.unsplash.com/photo-1647510283766-100511395ad0?ixid=M3w5NTI2NTJ8MHwxfHNlYXJjaHw5fHxpbnZlc3RpbmclMjBmaW5hbmNlfGVufDF8MHx8fDE3Nzg5MTkyODF8MA&amp;ixlib=rb-4.1.0&amp;auto=format&amp;fit=crop&amp;w=1600&amp;q=80" referrerpolicy="no-referrer">
            </div>个人养老金从一开始推出后，缴存的人不太多，好像退税的吸引力并不是很高。大家会觉得把钱存进去，直到退休才能取出来，不太划算。 但是今年又出台了新]]></description></item></channel></rss>